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You are investing in a better quality of life for yourself and your loved ones: now and for years to come. This is an investment that will provide an abundance of physical, emotional and mental benefits in every area of your life. Congratulations on taking a step forward!

Out of Pocket Service Rates

15 minutes sessions are available. Please contact us for those rates.


$125-$150- Initial Intake - Individual Therapy (60 minutes)

$125 - $200 - Standard Individual Therapy (50-60 min)

$85 - Individual Therapy (30 minutes)


$125-$150 - Initial Intake - Individual Therapy

(60 minutes)

$125 - $200 - Standard Individual Therapy (50-60 min)


$175-$250 - Initial Intake - Couples Therapy

(60 minutes)

$150 - $250 - Standard Couples Therapy (60 minutes)


$225 - Initial Intake - Family Therapy (75 minutes)

$250 - $350 - Standard Family Therapy (60 minutes)

Legal Services

Rates begin at $500 per hour

15 minutes sessions are available.

Please contact us for those rates.


Please contact office to receive rates for counseling provided by our Licensed Master Social Workers 


Licensed Professional Counselor- Associates. 

See below for more information.

At Cole Associates, we have a few counselors who are LMSW and LPC-A
(Provisional Licensed Professional Counselor). These are counselors who have completed a Masters Degree in Social Work and/or Masters Degree in Counseling and are under supervision as they work towards earning full licensure as LCSW or LPC in the state of TX. 
These counselors charge at a reduced rate or have sliding scale fees for clients who are self-pay. Please contact office for these rates. 

Insurances CAACOT accepts
Optum • UMR • United Health Care •  GEHA • Blue Cross Blue Shield of Texas •Blue Essentials HMO • Blue Advantage HMOBlue Choice POS • Cigna • Evernorth • Aetna • Oscar Health 

Do we accept your Insurance?

Some of our therapists are not in network with insurance. All payments are due in full at the time of each session.  Although we may not accept your insurance, clients have access to a private portal where you can generate monthly super-bills to submit to your insurance company for reimbursement. This means that your insurance company will not send payment directly to CAACOT for the sessions that you attend with us but you may be able to receive reimbursement using your “Out-of-Network” benefits.

While our agency does offer couples counseling services, availability varies depending on therapist. Please note that insurance does NOT usually cover the costs associated with couples counseling and you should be prepared to pay for this service out of pocket. Verification of insurance benefits will be required before first appointment.

Maintaining Confidentiality - Not taking insurance allows support and services to be provided to clients that maintain confidentiality. When a client decides to enter into a counseling relationship they do so with the understanding that everything shared between them and the therapist is confidential. When an insurance company is involved, that confidentiality is difficult to maintain as insurance companies require information of a confidential nature including diagnosis and treatment plans as well as symptoms and behavior related to diagnosis. The information shared with insurance companies goes into a clients permanent medical record which can limit their ability to control medical information.

Intern level individuals are not available to accept insurance. Should you be interested in scheduling an appointment with an Intern we can assist you with a discounted rate if needed.


Good Faith Estimate

Beginning 1/1/22 under sec 2799B-6 of the Public Health Service Act, behavioral healthcare providers and facilities are required to to notify individuals whom aren’t enrolled in a plan or coverage or a Federal healthcare program, or not seeking to file a claim with their plan or coverage both orally or in writing of their ability, upon request or time of scheduling healthcare items or services, to receive a ‘Good Faith Estimate’ (GFE) of expected yearly charges.

If you meet this criteria, you have the right to receive a Good Faith Estimate (GFE) to inform you of costs of services. Under this new law, behavioral healthcare providers are required to provide clients not using insurance or don’t have insurance an estimate of a bill for services.

* This healthcare provider will give you a GFE in writing at least one business day before your scheduled appointment.

* If you receive a bill for $400 more than your GFE, you have the right to dispute this bill (within 120 days of receiving the original bill).

* Please take a picture of your GFE or save a copy. If you’d like to learn more about your rights associated with GFEs, please visit

  • FAQs - Insurances
    Coverage varies greatly, but our services may be covered in part or in full by your insurance provider. Please contact your health insurance plan to learn more about what your plan covers. Below are some helpful questions to ask: ​ • Do my insurance benefits include mental health services? • What is the coverage amount per therapy session? • Will I be required to pay a copay or towards my deductible? • Is there a limit to the number of sessions per year my plan covers? • What is my deductible? • Do I We will also verify your benefits prior to your first session. ​ Please have your insurance information available when you are calling to make an appointment if you desire to use it.
  • In-Network Providers?
    Some of our therapists are considered to be “in-network” providers with some insurances. We file insurance claims as a courtesy to our clients, but it remains the clients responsibility to remit payment for services rendered. Please contact your insurance company directly for information regarding your mental health benefits and expected expenses. We are currently in network with Optum, Blue Cross Blue Sheild, Blue Essentials HMO, Blue Advantage HMO, Blue Choice POS, Cigna, and Evernorth Insurance.
  • Payment?
    We accept HSA and FSA cards, cash, check and all major credit cards for payment. Payment information must be on file before first appointment. Reduced fee services are available on a limited basis. Payment is due at the beginning of session.
  • Cancellation Policy?
    If you do not arrive for your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be required to pay the out of pocket cost of the session.
  • COVID-19 Policies?
    We continue to monitor COVID-19 or any potential health risks and have made the following adjustments: offering Telehealth appointments as needed, sanitizing in between each in office appointment, requiring masks to be worn when waiting in the lobby area.

Do we accept your Insurance?

Contact Us

Our office administrator will respond to you in the next 24 to 48 hours.

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